- Instant Payments & Real-Time Settlement
Accredited by Averest
122 Learners
INTERMEDIATE
Instant Payments & Real-Time Settlements explores the architecture, governance, liquidity management, and risk frameworks behind modern real-time payment systems.

Accreditation With .
- Instant Payments & Real-Time Settlement Overview
The course equips banks, regulators, and fintech leaders with strategic and operational knowledge to design, implement, and supervise instant payment ecosystems.
What You Will Learn ?
- Understand real-time payment system design
- Compare clearing and settlement models
- Manage liquidity in 24/7 settlement systems
- Identify fraud and operational risks in RTP
- Align with ISO 20022 messaging standards
- Evaluate central bank settlement frameworks
- Design governance and compliance structures
- Assess cross-border instant payment models
Course Key Features
- Real-time payment architecture blueprint
- ISO 20022 mapping overview
- Liquidity management framework
- Fraud risk assessment toolkit
- Settlement model comparison matrix
- Case studies from global RTP systems
- Central bank settlement governance model
- Cross-border RTP scenario simulation
Training Options
In Class
- Real-time payment ecosystem mapping
- Liquidity stress simulation
- Fraud detection case study
- Regulatory oversight design exercise
- Cross-border settlement simulation
Online Instructor - Led
- RTP architecture breakdown
- Liquidity modeling exercise
- Fraud scenario simulation
- Settlement framework comparison workshop
Corporate Training
- A highly customized Corporate Training service designed exclusively for corporate employees and teams. Our training programs are meticulously planned and executed to fill knowledge and experience gaps, helping organizations achieve their business goals. With a comprehensive assessment and tailored curriculum, our experienced trainers deliver modules in areas of accreditation requirements as well as complementary practices such as leadership, communication, and technology adoption. Official certification exam voucher is provided upon completion, ensuring professional growth and measurable results. Contact us now to partner with Averest Training in order to bridge the gaps in your workforce and unlock the full potential of your team.
Schedules
Filters:
2026-Apr
13 - 17
London, GB London, United Kingdom
5 Days,
09:00 - 13:00,UTC +03:00,
$ 5800.00
$ 5900.00
2026-Jun
15 - 19
London, GB London, United Kingdom
5 Days,
09:00 - 13:00,UTC +03:00,
$ 5800.00
$ 5900.00
2026-Aug
17 - 21
London, GB London, United Kingdom
5 Days,
09:00 - 13:00,UTC +03:00,
$ 5800.00
$ 5900.00
2026-Oct
12 - 16
London, GB London, United Kingdom
5 Days,
09:00 - 13:00,UTC +03:00,
$ 5800.00
$ 5900.00
2026-Dec
07 - 11
London, GB London, United Kingdom
5 Days,
09:00 - 13:00,UTC +03:00,
$ 5800.00
$ 5900.00
- Instant Payments & Real-Time Settlement Training Cirriculum
Eligibility .
• Central Bank Officials
• Payment System Operators
• Commercial Bank Payment Teams
• Treasury & Liquidity Managers
• FinTech Executives
• Risk & Compliance Professionals
• Digital Banking Leaders
Pre-requisites .
• Basic knowledge of banking operations
• Understanding of payment systems
• Familiarity with financial regulation (recommended)
- Instant Payments & Real-Time Settlement Course Content .
+
Module 1 : Foundations of Instant Payments.- Evolution of payment systems
- Batch vs real-time processing
- Domestic RTP systems (global examples)
- Benefits and strategic drivers
+
Module 2 : Architecture of Real-Time Payment Systems.- Payment rail infrastructure
- Core banking integration
- API-based payment access
- Switch and clearing mechanisms
- ISO 20022 messaging standards
+
Module 3 : Clearing & Settlement Models.- Deferred net settlement
- Real-time gross settlement (RTGS)
- Hybrid models
- Central bank settlement role
- Liquidity funding models
+
Module 4 : Liquidity Management in 24/7 Systems.- Prefunding models
- Intraday liquidity monitoring
- Collateral management
- Liquidity optimization techniques
+
Module 5 : Fraud & Cybersecurity in Instant Payments.- Authorized push payment fraud
- Social engineering risks
- AI-driven fraud detection
- Transaction monitoring
- Cyber resilience frameworks
+
Module 6 : Regulatory & Compliance Considerations.- AML & KYC in real-time environments
- Payment system oversight
- Consumer protection
- Data privacy implications
- Cross-border compliance
+
Module 7 : Cross-Border Instant Settlement.- Interoperability challenges
- Multi-currency settlement models
- Regional RTP linkages
- CBDCs & cross-border settlement
- SWIFT gpi and future models
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Module 8 : Operational Resilience & Future Trends.- 24/7 system reliability
- High-availability architecture
- Incident management
- Digital identity integration
- AI-enhanced payment ecosystems
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