* All fees are exclusive of vat
** PREMIUM - Customize your learning experience
The Finance is a broad term which is dealing with the study of managing money effectively and the process of obtaining the needed funds that are required by all entities such as individuals, organizations, and government. The establishment of any successful organization is based on doing the business for profit which is extremely concerned with managing the business finance and budget effectively. The strategic practice of financial instruments e.g. investments, loans, derivatives, interests, cash, deposits and stock etc is a key of a well developing business.
What Do Participants Learn?
After completion of the training course, participants will be able to:
Demonstrate knowledge and understanding of principles, concepts and terms central to personal finance
Analyse, explain and improve financial decision-making
Interpret, communicate and use financial information in a way appropriate to your purpose and audience
Use numerical skills for learning and working
Articulate and engage with relevant professional and ethical issues in personal finance
Who Should Attend?
Business owners, managers, entrepreneurs,
People seeking to expand their career opportunities
Existing employees looking to develop their CPD
Office workers at all levels
Team Leaders and supervisors
Entrepreneurs planning to start their own business
What Will the Learning Experience Include?
Comprehensive pre-program activities include:
Web-based information forms & surveys completed by attendee.
Direct consultation with the attendee about the expectations.
During the training, participants engage in data, activities, and conversations that lead to insight and knowledge.
Participants learn from expert trainers who have both academic and business experiences.
Highly applicable training content & instructive activities for adding depth to training topics.
**A half-day site visit for integrating the experience & plan next steps. Opportunities to provide connections, ideas & support.
Explore & Practice
Apply & sustain the learning experience by using this ongoing support:
To ensure participant has new skills or behavior progress.
Optional, fee-based mentoring & coaching with the trainer.
Training materials & additional documents (e-books, pdf files, presentations and articles)
Evaluate your training experience by giving us feedbacks and help us to reach our organizational goals.
Section One: Financial Planning and Budgeting
Financial planning over the life course
Human behavior and financial decisions
Applying a financial decision-making model
Income and inflation
Income and taxation
Factors influencing household expenditure
Creating and managing a household budget
Understanding when to buy insurance products
The range of insurance products
Section Two: Managing the Household Balance Sheet
Different ways of borrowing
The cost of borrowing
The lending institutions
Savings products and their returns
Investment products and their returns
Buying and selling property
The household balance sheet and how to manage it
Section Three: Investment Theory and Practice
Investment planning and decision-making
Savings and investment products
Investment theories – diversification, portfolio theory, capital-asset pricing model
Investment theories – efficient market hypothesis, random walk theory, Chartism
Investment in practice – methods employed by fund managers
Historical analysis of investment returns
Historical investment episodes and what we learn from them
Individual human behavioral biases and investment decision-making
Group human behavioral biases and investment decision-making